How Lucky Friday calculates net worth
How Lucky Friday Calculates Net Worth
What’s included and how to see your progress
Your net worth is the value of everything you own minus everything you owe Lucky Friday keeps that number up to date automatically so you can track your growth over time.
Which accounts count
By default Lucky Friday includes all accounts you’ve connected or created manually unless you choose to exclude them This covers:
- Checking and savings
- Credit cards and loans
- Investment accounts
- Retirement accounts
- Manual assets like your car or home
- Manual liabilities like personal loans or medical debt
If there’s an account you want to leave out — like a shared card or old balance — just go to the account settings and toggle Exclude from net worth.
How to track changes over time
Your net worth updates automatically as balances change Whether a credit card payment clears a savings deposit hits or an investment grows — it all shows up right away
Want to see the trend Open your Net Worth tab and you’ll find a timeline showing how your total has moved over weeks months or the full year
You can:
- Tap into any point on the graph to see account values that day
- Filter by account type to spot patterns
- Add or update manual values if something big changes like a house appraisal or car payoff
This helps you stay focused not just on budgeting but on building real long term progress.